Last Updated: April, 2023
1. Acceptance of Terms
By accessing academy.vucainsights.com, you agree to be bound by these Terms of Use and all applicable laws. If you do not agree, please do not use the site.
2. Financial Disclaimer (Crucial Section)
VUCA Insights is an educational platform. All content, including courses, videos, and digital downloads, is for educational and informational purposes only.
Not Financial Advice: John Huo and VUCA Insights are not licensed financial advisors. Nothing on this site constitutes professional financial, legal, or tax advice.
Investment Risk: Investing involves risk. Past performance is not indicative of future results. You are solely responsible for your own investment decisions.
3. Intellectual Property
All content on this site—including text, graphics, logos, and course materials—is the property of VUCA Insights and protected by copyright laws. You are granted a limited, non-transferable license to access the content for personal, non-commercial use only.
4. User Accounts
You are responsible for maintaining the confidentiality of your account credentials. You agree to notify us immediately of any unauthorized use of your account.
5. Payments and Refunds
Payments: All fees are due at the time of purchase.
Refund Policy: [Insert your specific policy here, e.g., "Due to the digital nature of our products, all sales are final," OR "We offer a 7-day money-back guarantee for specific courses."]
6. Limitation of Liability
In no event shall VUCA Insights or John Huo be liable for any damages (including, without limitation, loss of profit or data) arising out of the use or inability to use the materials on this website.
7. Governing Law
These terms are governed by the laws of Malaysia, and any disputes will be resolved in the courts of Malaysia.