A Personal Message from John Huo

Dear future ETF investor,

Let me tell you about one of our clients.

He had invested hundreds of thousands into unit trusts over the years. When we sat down and reviewed his returns… he nearly fainted.

Not only did his portfolio underperform — it didn’t even beat fixed deposit rates.
But guess who still walked away with big profits?
The salesperson who sold him those funds, thanks to fat commissions and annual fees.

I've managed millions in client money over the years. Together with my partner Kevin, we’ve helped people grow their wealth in the stock market — and yes, we charge for that service.

But along the way, we’ve met many people who don’t want high risk.
They’re not into stock picking.
They don’t want to pay recurring fees.
They just want something simple, stable, and proven — something that quietly beats most managed funds in Malaysia.

To them, our answer is always the same:

Look into ETFs.

If you’ve ever lost money in unit trusts…
If you’ve withdrawn your EPF to invest, only to see it underperform EPF’s own steady dividends…
If picking stocks feels overwhelming or downright stressful…
And if you just want a way to grow your money passively — where checking in once a year is enough…

Then this is it.
The holy grail of passive investing.
A method that actually works — for anyone.

Hi, my name is John — and if you’ve made it this far, I appreciate you sticking with me.

Please read on, because I want to show you why this method works so much better than unit trusts… and why it beats many other investing methods people often fall into.

I’m not here to sell you dreams.
I’m here to help you avoid the costly mistakes I’ve seen too many people make — paying high fees for low returns, following hype, and ending up disappointed.

ETF investing is different.

It’s not flashy.
It’s not complicated.
And it doesn’t rely on guesswork or gut feelings.

It’s backed by logic, data, and used by some of the world’s best investors — including Warren Buffett, who once said that most people would be better off just investing in low-cost index funds.

That’s exactly what ETFs are.

And with the right setup — which I’ll walk you through step-by-step — you can:

✅ Cut out unnecessary fees
✅ Avoid risky stock picking
✅ Let your money grow quietly in the background
✅ Sleep better knowing your investment is globally diversified and time-tested

Even if you’ve never invested before.
Even if you think you’re “not good with money.”
Even if you’ve been burned before and feel hesitant to try again.

I’ll show you how to build a rock-solid, hands-off portfolio… one that works as hard as you do, without needing your constant attention.

Ready to see how?

Let’s keep going.

Most investing strategies aren't useful for the average Malaysian.

In fact, if you had followed them, you might have ended up losing money instead.

You’ll know this first-hand if you have tried strategies like

  • Buying individual stocks based on stock tips or news

  • Options trading or copy trading

  • Chart analysis

  • Swing or momentum trading

… and watched most or ALL your hard earned money burn up in smokes.

Yikes.

If this has happened to you or someone you know, you might have thrown in the towel or come very close to it.

“Maybe investing just isn’t for me.”

Thankfully, there is a simple way for you to make money investing.

  • Even if you have no experience investing.
  • Even if you have experience investing but have no time to research.
  • Even if you have only a few hours a year to check your portfolio.
  • And no, it’s not a scam or a get-rich-quick scheme.

Introducing ETF Investing, the Method Warren Buffet’s Recommends 90% of Retail Investors

If you have never heard of ETFs before, the first question you’ll have is, What on earth is an ETF?!

While the name may sound complicated, the concept behind ETFs is actually pretty simple.

ETFs are bought and sold like a normal stock. 

But instead of buying the shares of a company, you are buying an index which tracks the performance of a basket of stocks.

This is done automatically based on a certain set of rules or sometimes using algorithms, which eliminates the need for active fund managers (and their high fees).

ETFs’ simplicity make them the perfect asset for the everyday investor.

It is actually so simple that Warren Buffet has advocated ETF investing as one of the best options for most people. 

Here’s what the famed investor have said about the ETF investing:

“By periodically investing in an index fund, for example, the know-nothing investor can actually out-perform most investment professionals. Paradoxically, when ‘dumb’ money acknowledges its limitations, it ceases to be dumb.” 

If You Invested RM10,000 in the S&P 500 ETF 10 Years Ago, You Would Have RM31,349 today

The S&P 500 ETF tracks the performance of the most profitable companies in the US.

Over the last 10 years, the S&P 500 grew by 12.46% per annum. 

Here’s the performance data for the S&P 500 in the last 10 years from 2015 and 2024. 

If you bought $10,000 worth of S&P 500 ETF back in January 2013, you would have about $31,948 today.

That is after taking into account the average passive index ETF management fee of 0.1%


If You Put the Same Amount of Money into Unit Trusts, You Would Only Have RM19,510

That’s almost RM10,000 less than investing in an S&P 500 ETF.

We’ve run the figures and found that if you had placed the same RM10,000 in a well-known Unit Trust in Malaysia, you would only have RM19,510 today.

Here’s why:

Unit Trusts tend to have lower performance compared to the S&P 500.

In this case, it was 9.7% CAGR. That is more than 2% less than the S&P 500. And, this was among the BEST performing Unit Trust returns.

For context, from a total of 511 UT funds in Malaysia, only a mere 26 or 5% have managed to achieve a compounded annual return of 8% or more over the last five years.

On top of that, most Unit Trusts charge a 5.5% sales fee per transaction.

That means that you would have shaved off RM550 from your initial investment of RM10,000 in fees alone, leaving only RM9,450 as your starting capital.

Every year, you are charged another 1.8% management fee, further corroding your investment.


But I Could Invest in ETFs Through Roboadvisors, Couldn’t I?

You could. 

It’s simple, frictionless. No hassles on FOREX conversion, transferring of money etc etc. 

But it will cost you a lot more than investing in ETFs yourself.

Here’s why:

You see, roboadvisors slap on an extra management fee on top of the fee you’re already paying to the ETF directly.

This middleman fee is around 0.8% p.a. for a capital investment of RM10,000.

Other than that, roboadvisors have historically underperformed benchmarks like the S&P 500 index.

A popular roboadvisor, for instance, reported a CAGR of 9.64% since inception.

If we plug these numbers for an investment period of 10 years and an ETF fee of 0.1% p.a., you’ll find yourself ending up with RM22,478.

That is, again, almost RM10,000 less than investing in ETFs directly yourself.

The Verdict is Clear: Investing in ETFs Directly Beats Roboadvisors and Unit Trusts

But most Malaysians are missing the boat because they don’t know how to invest in ETFs directly, or feel intimidated by the process.

We get it.

If you’ve never even bought a stock in Malaysia before, the idea of investing in a global ETF is scary.

Where do you even get started?

Which ETF should you invest in? Which should you avoid?

What investing strategy should you apply when investing in ETFs?

Won’t I lose out on FOREX losses?

Isn’t the US market more volatile?

Is my money safe?

Thankfully, we have an answer.

Welcome to ETF Compounders, a System to Help You Invest in ETFs, Save on Middleman Fees and Maximise Returns

Designed for investors who want to:

  • Invest in an asset class that requires minimal active management (similar to unit trusts) while producing higher long-term returns

  • Save on middleman fees of 0.8% charged by roboadvisors

  • Learn how to set up and invest in their first ETF through easy to follow video instructions

By the end of this program, you will be the owner of an asset class that requires minimal management and help you with your long-term financial goals.

What to Expect inside ETF Compounders

In fact, if you had followed them, you might have ended up losing money instead.

✅ You’ll get bite-sized, easy-to-watch video lessons that let you learn at your own pace without feeling overwhelmed, so even if you’re completely new to ETFs, you’ll quickly understand the basics and feel confident taking action.

✅ We guide you through every step to open an international brokerage account, so you won’t be stuck wondering what to click or which platform to use — you’ll be fully set up to invest in global ETFs like the S&P 500 within hours.

✅ You’ll learn a proven investing strategy that’s built on long-term growth, not hype or speculation, helping you maximise returns while spending minimal time managing your portfolio.

Course curriculum

    1. Chapter 0 - ETF Compounder Course Intro

    1. Chapter 1.1 - What is an ETF?

    2. Chapter 1.2 - Types of ETF

    3. Chapter 1.3 - Examples of Index ETF

    4. Chapter 1.4 - How are the ETF Indexes Calculated

    5. Chapter 1.5 - Fixed Income Bongs Type ETFs

    1. Chapter 2.1 - ETF vs Unit Trust vs DIY Stocks Part 1

    2. Chapter 2.2 - ETF vs Unit Trust vs DIY Stocks Part 2

    3. Chapter 2.3 - ETF vs Unit Trust vs DIY Stocks Part 3

    4. Chapter 2.4 - Roboadvisors vs ETF

    5. Chapter 2 - ETF Comparisons Quiz

    1. Chapter 3.1 - Important ETF Criteria's Part 1

    2. Chapter 3.2 - Important ETF Criteria's Part 2

    3. Chapter 3.3 - Risk Mitigation via Portfolio Construction in ETF Investing

    4. Chapter 3.4 - Returns Expectation in ETF Investing

    5. Chapter 3.5 - What are Market Cycles and How to Benefit from them?

    6. Chapter 3 - ETF Investing Criteria's Quiz

    1. Chapter 4.1 - How to Screen for ETFs (Intro + Part 1)

    2. Chapter 4.2 - How to Screen for ETFs - Part 2

    3. Chapter 4.3 - How to Screen for ETFs - Part 3

    4. Chapter 4.4 - How to Screen for ETFs - Part 4

    5. Chapter 4.5 - Common Mistakes in ETF Investing

    6. Chapter 4 - ETF Screening & Mistake Avoidance

    1. Chapter 5.1 - Buying your first ETF

    2. Chapter 5.2 - Brokerage Selection & Account Opening

    3. Chapter 5.3 - Wise Account Opening & Depositing Money

    4. Chapter 5.4 - Trading Guide - Buying/Selling

About this course

  • $299.00
  • 32 lessons
  • 2.5 hours of video content

Build a Profitable ETF Portfolio in Just a Few Hours

— Even If You’ve Never Invested Before

No stock picking. No confusing charts. No past experience required. Just a clear, proven system that’s helped thousands take control of their finances — without the stress or high fees.

But There’s More…

We get it that investing in your first ETF can be scary, even after you have all the guidance.

That is why we decided to throw in an extra bonus for all our program participants.

What’s the bonus?

Your very own starter ETF portfolio.

Bonus: Starter ETF Portfolio (Worth RM1299)

We’ve curated a starter ETF portfolio that anyone in our program can use to build their own portfolio.

It includes carefully selected ETFs, that is both timeless and sustainable.

The best part, you will be taught on how to build this portfolio through this a concise yet powerful step by step method with lots of real life case studies.

Now most people worry about portfolio volatility. Who doesn’t, it’s hard earned money that has probably been soaked away after much blood, sweat and tear over many years.

But with the way the ETF Portfolio will be constructed, it will minimize the volatility, increase the coverage plus hedge against multi-currency fluctuations.

Best part, no need for much “rebalancing” as popularly advocated by most Roboadvisors. Less is more.

What Makes ETF Compounders Different

✅ It’s Localised for Malaysians (Finally!)

Let’s face it — investing globally from Malaysia can feel intimidating.

Which broker do you use?
How do you deal with foreign taxes?
Will your money even be safe?

Most guides online are written for Americans. But ETF Compounders is built by a Malaysian, for Malaysians.

You’ll learn how to open the right brokerage accounts, navigate tax treatments, and take advantage of foreign market rules — all explained through a Malaysian lens.

No confusing jargon. No irrelevant advice. Just straight-up, practical steps tailored for investors in Malaysia who want to tap into global opportunities.

Learn from a Seasoned Investor & Trusted Trainer – John Huo

Since 2017, I’ve personally trained over 7,000 Malaysians on how to invest smarter in the stock market.

I am also a certified trainer under SIDC — the education arm of the Securities Commission of Malaysia — and have spoken at major platforms like Astro Awani, Bursa Malaysia, and The New Straits Times.

But more than that, I walk the talk.

Since 2014, I’ve been managing my own family’s investment portfolio internationally — not just riding the wave of a weakening ringgit, but achieving consistent, dollar-for-dollar returns of over 12% per year.

That’s the same strategy I teach inside ETF Compounders.

So let me ask you — how much would it be worth to learn a system that could help you earn an extra RM10,000 (or more) in the next 10 years? RM8,000? RM5,000?

I believe in giving you way more value than what you pay for.
Let me show you how.

How Can an Extra RM10,000 in the Next 10 Years Change Your Life?

As you’ve seen, with a starting capital of RM10,000, investing in ETFs directly can make you an extra RM10,000 compared to unit trusts and roboadvisors.

How will this extra money change your financial goals?

Maybe it will mean working one year less. Putting your child through university. Or paying for an emergency.

No matter what it is, extra money always helps.

Why ETF Compounders Will More Than Pay for Itself

If you invest your time in this program today, you will be saving yourself thousands or even tens of thousands of Ringgit just from saving on sales fees and management fees paid to unit trust fund managers and roboadvisors.

Imagine this:
You’ve set up your ETF portfolio, it’s quietly growing in the background, and you’re no longer bleeding money through unnecessary fees.

No more watching your Unit Trusts underperform.
No more paying middlemen to do what you now know how to do yourself — better.

Just by taking this program, you could save thousands — even tens of thousands of Ringgit in sales and management fees over the years. That’s real money staying in your pocket, compounding year after year.

And the best part?

This one-time investment in yourself could help boost your portfolio returns by an extra 20–30% in the long term, simply by applying what you learn here.

You’ll walk away with skills that serve you for life — and a portfolio that works for you, not the other way around.

This isn’t just another online course.
It’s your shortcut to smarter, simpler, and more profitable investing.

10-day Money Back Guarantee

You’re Backed by Our 100% Satisfaction Guarantee

We believe so strongly in the value of ETF Compounders that we’re taking all the risk off your shoulders.

If you join the program and feel it’s not right for you — for any reason — just let us know within 10 days. We’ll refund your full investment. No hoops. No hard feelings. No hassle.

That’s how confident we are that once you get inside, you’ll see just how powerful and practical this strategy is.

So go ahead — explore the course, learn the system, start building your portfolio… and if it doesn’t feel like a fit, you’ll get your money back. Simple as that.

5-day Money Back Guarantee

If you are not happy, we give you back your money!

You’re Backed by Our 100% Satisfaction Guarantee

We believe so strongly in the value of ETF Compounders that we’re taking all the risk off your shoulders.

If you join the program and feel it’s not right for you — for any reason — just let us know within 5 days. We’ll refund your full investment. No hoops. No hard feelings. No hassle.

That’s how confident we are that once you get inside, you’ll see just how powerful and practical this strategy is.

So go ahead — explore the course, learn the system, start building your portfolio… and if it doesn’t feel like a fit, you’ll get your money back. Simple as that.

FAQ

  • How much money can I make investing in ETFs?

    That depends on how much you invest and how long you stay invested — but historically, broad-market ETFs like the S&P 500 have delivered around 10–12% annually.
    What’s more important is that you avoid high fees and poor-performing funds that eat into your gains. With the right strategy (which we teach you), your money can grow steadily over time, hands-off.

  • How often do I need to manage my portfolio?

    Once set up, you can literally check it once or twice a year. This is a long-term, low-maintenance strategy.
    No daily tracking, no constant adjustments — just a smart system that works in the background while you live your life.

  • I have zero investing experience. Is this for me?

    Absolutely. ETF Compounders is designed with beginners in mind.
    You’ll get step-by-step guidance, no jargon, and everything explained in plain English (and Malaysian context). If you can follow simple instructions, you can do this.

  • Can you just help me to invest in ETFs?

    While we don’t manage funds for you, we give you everything you need to confidently manage your own portfolio — and save on the fees you'd otherwise pay someone else. This way, you stay in control, save more, and learn a lifelong skill.

  • What if I already use a roboadvisor — why should I switch?

    Roboadvisors are convenient but come with extra fees and typically underperform compared to DIY ETF investing.
    In this program, you’ll learn how to cut out the middleman, invest smarter, and keep more of your returns.

  • Is this only for Malaysians?

    Nope — the strategy works anywhere, as long as you have access to a global brokerage.
    While we offer special guidance for Malaysian investors (like tax advantages and currency conversions), the principles apply globally.

  • What makes this different from free YouTube videos?

    YouTube is great — but it’s scattered, often outdated, and rarely tailored for real investors like you.
    ETF Compounders gives you a structured, step-by-step system that cuts through the noise, saves you time, and gets straight to what works.

  • What if I’m already investing in unit trusts?

    Perfect — this course will help you see clearly how your funds are performing, where the fees are hiding, and whether you’re really getting your money’s worth. You’ll learn how to compare, decide, and take control of your financial future.

  • What happens after I sign up?

    You get instant access to all video lessons, worksheets, and the bonus ETF Starter Portfolio. You can begin immediately and go at your own pace. Plus, you’ll join a private community where you can ask questions and learn from others on the same journey.

Ready to Start Building Your Wealth — The Smarter Way?

Join ETF Compounders today and start building your portfolio with confidence — even if you’re starting from scratch.